New Zealand numbers,
properly figured.
Plain-English pay, tax and KiwiSaver calculators built on current Inland Revenue rates. No fluff, no sign-up, no American assumptions — just the numbers.
Start with what you need.
Three launch calculators. More NZ tools (property, leave, business) landing through 2026.
PAYE & Take-home Pay
See exactly what lands in your account each payday — PAYE, ACC earner levy, KiwiSaver, and student loan.
KiwiSaver Projection
Project your balance at retirement — by contribution rate, assumed return, and years to retire.
Hourly ↔ Salary
Convert an hourly rate to an annual salary (and back), with customisable hours and weeks.
2025/26 PAYE thresholds, ACC earner levy, KiwiSaver and student-loan logic — all in one place.
No "Calculate" button. Every number updates live as you type or drag a slider.
Metric-first, en-NZ, and written for Kiwis — not translated from US calculators.
A few things worth knowing.
Are these calculators up-to-date?+
Yes — we use the income tax thresholds that took effect 31 July 2024 (and apply to the 2025/26 year), the current ACC earner levy rate, and the latest KiwiSaver government contribution settings. We update this site every Budget.
Do you store my income or data?+
No. Calculations run entirely in your browser. Nothing is sent to us or any server.
Is this tax advice?+
No — FiguredNZ is a tool for quick estimates. Your exact tax may differ because of secondary tax codes, Working for Families, IETC, or other adjustments. Talk to a registered tax agent for personal advice.
Why not WordPress like every other calculator site?+
WordPress is great for blogs but overkill for clean, fast calculators. FiguredNZ is a static site — it loads in milliseconds on a phone, which is both better for users and better for Google.